most apps show you charts. steward shows you what to do, in plain english, once a month. here's the whole job.
not a one-size-fits-all template. a real plan, built around your bills, your habits, and your pay cycle. the numbers fit your life — not someone else's spreadsheet.
every payday: a 4-minute recap. what came in, what went out, your biggest spends, and feedback on how to be a better steward.
Steward will already know if groceries ran hot or eating out crept up. mid-month we share what we're seeing and ask the only question that matters: do you want to adjust the plan? and how can we help? for example, “you've gone £40 over on groceries, should we make that pot a bit more flexible?” four taps and your plan retightens automatically.
every week, we'll show you 5–10 transactions we weren't sure about and ask you to tag them. quick taps, no typing. you get a streak and an accuracy score; we get smarter. fair trade.
tax breaks no one tells you about. your isa allowance ticking down. the £1,260 marriage allowance you haven't claimed. tax-free childcare gathering dust. we'll show you exactly how to claim what's yours — quietly, only when it matters.
the same bills, lower prices. we're building members-only deals on broadband, energy, insurance — the contracts you already pay, just cheaper. no points to chase, no clickbait, no five-step funnels.
married, engaged, siblings or mates sharing a flat — our joint plan is for anyone planning money with another person. two private plans + one shared layer for the bills you agree to split or the goals you agree to achieve together. your income stays yours (and private). their spending stays theirs. only the joint stuff is joint and shared. invite from inside the app, cancel anytime — no awkwardness.
if a tip says “switch to x,” it's because we'd switch. we don't take affiliate money for advice.
we charge a small fee. that's our whole business. so we never need to sell you anything else.
we're not regulated by the fca. we're a companion, not an advisor. for big decisions, see a real one.
your data is never sold. our advice is never bought. not even our team sees your entries. and that's how we like it.
seven days on us when we launch. card on signup, but we don't charge a penny until day 8. no auto-renew traps.