Question 1

Is Steward really free?

Accepted Answer

Yes, Steward is completely free to use. There are no hidden fees, no premium tiers, and no credit card required. You can take our 5-minute money quiz, get a personalised budget plan, compare bills and savings accounts, and track your financial goals — all at no cost.

Question 2

How does Steward help me save money?

Accepted Answer

Steward analyses your income, spending, bills, debt and savings goals to build a personalised money plan. It shows you exactly where you can cut costs, recommends better deals on energy, broadband, mobile and insurance, helps you set up a savings plan with realistic monthly targets, and gives you tips from HMRC and gov.uk to make sure you are not missing out on tax relief or benefits.

Question 3

Is Steward a financial adviser?

Accepted Answer

No, Steward is a financial planning tool, not a regulated financial adviser. We help you organise your finances, create a budget, and suggest products like savings accounts and bill providers based on your situation. For major financial decisions such as pensions, investments or mortgages, we always recommend seeking professional advice from an FCA-regulated adviser.

Question 4

Is my data safe with Steward?

Accepted Answer

Absolutely. All data is encrypted and stored securely. We use bank-level security, comply fully with UK GDPR, and never sell your data to third parties. Your information stays anonymous and you can export or delete all your data at any time. We do not require bank login to use Steward.

Question 5

What is the Steward money quiz?

Accepted Answer

The Steward money quiz is a free 5-minute questionnaire that asks about your income, bills, spending habits, debt and savings goals. Based on your answers, Steward builds a personalised money plan showing how much you can save, where you are overpaying on bills, and the best steps to reach your financial goals. No sign-up is required to start the quiz.

Question 6

Can I compare energy, broadband and other bills on Steward?

Accepted Answer

Yes. Steward lets you compare deals across energy, broadband, mobile phone plans, savings accounts, ISAs, current accounts, insurance and investment platforms. After taking the money quiz, your plan highlights which bills you could save on and links you directly to better deals.

Octopus Energy

Available Products

Octopus Flexible Tariff

Octopus Flexible Tariff